ETSU Office of Financial Aid Services

Welcome to the ETSU Quillen College of Medicine Office of Financial Aid Services website. We trust that this website will prove helpful to students applying to or attending the Quillen College of Medicine. Please use the links on the sidebar for assistance with your financial aid application process.

What's new with Financial Aid Services?

• 2026-2027 Institutional Scholarship Application is now open.
• The 2026-2027 FAFSA is open.

Federal Student Loans interest rates for graduate and professionals:

• 25-26 Loans disbursed 7-1-25 thru 7-1-26 **CURRENT**
  • 7.94% for Direct Unsub
  • 8.94% for Grad Plus

For Federal loans disbursed before June 30, 2006 the interest rate is variable.

• 24-25 Loans disbursed 7-1-24 thru 7-1-25
  • 8.08% for Direct Unsub
  • 9.08% for Grad Plus 

Federal Direct Loan Origination Fee Changes:

• On or after 10/1/20  **CURRENT**
  • 1.057% origination fee for Direct Unsub
  • 4.228% origination fee for Direct Grad Plus
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Medloans Organizer and Calculator

The new MLOC is specially designed for medical students and residents to track loans and customize repayment plans. 

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Beware of Spam Calls about Loans

If you get a call, text, email or message on social media from someone about your Federal Student Loan, Here are some things to keep in mind: For more information about scams please read this document

• Never pay an upfront fee. It's illegal for companies to charge you before they help you. If you pay up front to reduce or get rid of your student loan debt, you might not get any help or your money back. Also, remember that there's nothing a company can do for you that you can't do yourself for free. And you never have to pay to get help from the Department of Education.
• Never give out your Federal Student Aid ID, your Social Security number or other personal information to anyone who contacts you. Scammers posing as student loan servicers can use this information to log into your account, change your contact information and even divert your payments to them. Instead of giving out your FSA ID, call or contact your servicer.
• Don't sign up for quick loan forgiveness. Scammers might say they can get rid of your loans before they know the details of your situation. Or they might promise a loan forgiveness program- that most people won't qualify for. They might even say they'll wipe out your loans by disputing them. But they can't.
• Scammers use fake seals and logos to lure people in. They promise special access to repayment plans, new federal loan consolidations, or loan forgiveness programs. It's a lie. If you have federal loans, go to the Department of Education directly at StudentAid.gov.

If a scammer contacts you, report it at Report Fraud Government Website

 

The QCOM Office of Financial Services is a member of the National Association of Student Financial Aid Administrators (NASFAA) and therefore adheres to NASFAA’s Code of Conduct for Institutional Financial Aid Professionals.