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Office of Financial Aid and Scholarships

Division of Student Life and Enrollment

Direct deposit is a process for electronic funds transfer to your account at a financial institution you choose.


ETSU does not recommend the use of any one financial institution. You can use any bank where you have an existing checking account. It is a quick, easy, and safe method of receiving your financial aid refund! 

If you have problems with any of the steps below, please contact the ETSU Bursar's Office.

Benefits of direct deposit 

1. It's Quick
Funds are usually available within 1-2 business days following transfer from ETSU.  Always check with your bank before spending these funds to avoid non-sufficient funds charges to your account. 

Direct deposits can be deposited at your local bank or the bank in your hometown. 

3. Convenience
Direct deposit is available to you, regardless of your schedule. You don't have to be on campus or in town to receive your financial aid refund. 

4. It's Safe 
Direct deposit eliminates the risk of a lost or stolen check. Most problems with financial aid refunds (after aid is received) are with paper checks, not direct deposits.

To set up your direct deposit account, please follow these simple steps:

  • Click on ‘Student’ in the GoldLink Portal
  • Click on 'Account’
  • Click on ‘Set Up Direct Deposit’
  • Click on 'eRefunds'
  • Use your banking account and routing number information.
  • Do NOT input a debit card number
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