All employees working a minimum of 30 hours per week are eligible to participate in the State of Tennessee Group Insurance programs, a comprehensive plan that includes health, life, dental and vision insurance and much more.
Logging into edison
ETSU employees may now access Edison via single sign-on (No Edison ID needed!) by:
- Logging into ETSU Webmail/Office 365.
- Click the grid icon in upper left corner.
- Click the Edison icon. If you don't see it, click Explore all your Apps" to search
for Edison and click to enter.
- Once you do this, you will always see Edison on your list!
- You might be prompted to click an "Accept" button. Click "Accept".
- Once in Edison, you should select Benefit & Health at the bottom of the screen.
- Click onto Benefits Enrollment.
- Now you can add, remove or make changes to your insurance coverage at hire and during annual enrollment.
Available Options
Health Plan Options
You have a choice of three health insurance options
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Premier Preferred Provider Organization
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Standard Preferred Provider Organization
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Consumer-driven Health Plan/Health Savings Account
You also have a choice of four insurance carrier networks:
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BlueCross BlueShield Network S
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BlueCross BlueShield Network P
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Cigna LocalPlus Network
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Cigna Open Access Plus Network
The state pays about 80% of the medical insurance monthly premium for state employees and dependents. This covers medical, behavioral health and pharmacy services.
Click here for more information about medical coverage.
Click here for health insurance premiums.
HSA/FSA
Important! TASC will be the new health savings account and flexible spending account vendor starting on Jan. 1, 2026. If you previously had a consumer-driven health plan/HSA with Optum Financial, in December 2025, a form was provided from TASC to submit to Optum Financial to transfer your funds. If you switch your HSA to TASC, Partners for Health will continue to pay your monthly administrative fee
Flexible spending accounts help you decrease your taxable income and increase your take-home pay. They allow you to pay certain expenses (such as health care and dependent care) from your pre-tax income rather than after-tax income. The maximum amount you can contribute to an FSA and a HSA is set by the Internal Revenue Service. The limits are subject to change yearly.
Full-time, insurance-eligible employees (excludes offline agencies) can enroll in the following FSAs:
Medical FSA:
For medical, dental and vision expenses (Annual limit: $3,300/Carryover limit: $660). If you enroll in the CDHP/HSA, you do not qualify for a medical FSA.
Limited Purpose FSA:
For dental and vision expenses only (Annual limit: $3,300/Carryover limit $660). If you have the CDHP/HSA, the Limited Purpose FSA is a great way to save on vision and dental expenses.
Dependent Care FSA:
For certain dependent-care costs, such as after school care, baby-sitting fees or adult day care expenses to enable you or your spouse to work, look for work or attend school full time (Annual limit $7,500, up to $3,750 per spouse for married couples filing separately/No carryover amount).
Health Savings Account
Eligible for HSA when enrolled in a Consumer Driven Health Plan (CDHP)
2026 HSA Maximum Contribution Amounts:
$4,400 for employee-/retiree-only coverage (including state or employer contributions)
$8,750 for all other tiers (including state or employer contributions)
Members age 55 or older can save an extra $1,000 each year
Click here for more information on CDHP/HSA Benefits.
Click here for more information about Flexible Benefits.
Dental Insurance
Two different dental plans are offered. In 2026, the state will pay one-half of dental coverage premiums for all coverage tiers for active employees. For those enrolled as of January 1, 2026, this premium funding change will occur automatically in Edison. Both dental options have specific rules for benefits such as exams and major procedures and have a four-tier premium structure just like health insurance.
Dental Insurance Options:
- Cigna Dental Health Maintenance Organization (Prepaid)
- MetLife, Dental PPO
You do not have to be enrolled in health coverage to be eligible for dental insurance.
Click here for Dental insurance premiums.
Click here for more information about medical coverage.
Vision Insurance
Voluntary vision coverage is available to state and higher education employees and dependents. Two options are available: a basic and an expanded plan. Both offer:
Routine eye exam once every calendar year
Frames once every two calendar years
Choice of eyeglasses or contact lenses once every calendar year
Discount on LASIK/Refractive surgery
Discount on hearing aids (includes Free Hearing Exam) through Your Hearing Network
The basic and expanded plans are both administered by EyeMed. Click here for more information about vision coverage.
Disability Insurance
The state offers voluntary disability benefits to full-time state and higher education employees. The State Group Insurance Program long term disability and short term disability insurance plans are both managed by MetLife.
Please call the MetLife State of Tennessee Dedicated Customer Service Line with questions:
855.700.8001, Mon.-Fri., 7 a.m.-10 p.m., Central time.
Click here for more information about Short-Term and Long-Term Disability.
Life Insurance
Basic Group Term Life and AD&D Insurance
In 2026, designated beneficiaries will receive 1X the employee's base annual salary rounded to the next highest thousand ($50K minimum/$250K maximum, except when reduced at age milestones).The basic term life/basic AD&D coverage amounts decrease at ages 65 and over.
Employees can buy additional voluntary term life insurance, and also voluntary accidental death and dismemberment insurance for themselves, their spouse and their children. Employees would pay the full premium.
Voluntary AD&D
You and your dependents (spouse and children) may enroll in this coverage at low group rates, no questions asked. It is in addition to the basic AD&D coverage and you must pay a premium.
Voluntary Term Life Insurance
You and your dependents may enroll in this coverage whether or not you enroll in health coverage.
Click here to learn more about life insurance benefits.
Emotional Wellbeing Solutions
The following EWS services are offered at no cost to eligible employees and retirees, including eligible dependents and are meant to be a place to start when you’re going through life challenges or need extra support. Specialists are available 24/7 at 855.437.3486 to assist with stress, legal, financial, mediation and work/life services. They can help you find a network EWS short-term counseling provider, a plumber who works nights, services for your elderly parents, theater tickets, all-night pharmacies and much more.
Visit the Here4TN website today to see everything this program has to offer.